Hard money loan programs
Our hard money loan programs are structured to meet your needs, regardless of what type of investor loan you’re looking for.
Lending & loan type overview
Perfecto Capital offers a wide variety of uniquely-tailored private loans for real estate investors. Our full offering includes loans for; fix n flips, short, mid and long term rental properties “BRRRR”, ground-up construction, DSCR, cash out and various bridge loans.
In addition, we offer Proof of Funds letters for real estate investors looking to purchase a property without having the required capital. Through our partnerships, we provide our clients with many services including connections to vendors and other real estate professionals.
We believe in symbiotic relationships and provide our clients a wide range of choices and consultative advice. Our goal is simple; to offer the best financing solutions and exceptional service while providing investors the ability to quickly and effectively capitalize on real estate opportunities.
Highest standard of service
Loan decisions within 48 hours
Funds can be received as
quickly as 5 days
With a streamlined process and knowledgeable staff, we keep things simple and fully transparent
Long-term relationships are at the heart of what we do. Our team of professionals will work with you to provide the highest standard of care
Money
Loan amounts range from $40,000 to $10,000,000
Choices
We provide 6 types of customizable private loans plus many other real estate services
Competitive
Our programs are designed to provide investors with very competitive rates, straightforward terms and no hidden costs
Efficiency
We know you’re busy finding deals, let us save you time. Our online application process is fast, easy and efficient. Usually takes less than 5 minutes to complete
Fix N Flip
For those looking to acquire and renovate an investment property in order to sell for profit.
- Up to 75% LTARV
- Loans from $40K to $10M
- Funding 100% of the renovation costs for peace of mind
- Interest only loans
- No prepayment penalties
- 1 -20 unit properties
- Cross-collateralization available
- Fast and reliable closing
Rental
For those seeking funding to purchase, renovate and hold a property for cash-flow.
LONG-TERM FUNDING
For the investor looking to purchase and hold a multifamily, income-producing property comprised of 2 units or more for a length of 12 months or longer.
Loan to Value: 70%
Term Length: 6 – 24 Months
Ground Up
Finance your new construction projects with our specialized ground up construction loans.
Cash Out
For those who own an investment property and desire to quickly leverage the property’s equity.
For the investor who owns an investment property free-and-clear and desires to leverage that property for any reason.
Loan to Value: 50%
Term Length: 6 – 24 Months
Bridge Loans
For those who either need quick execution, cannot fully qualify for a traditional loan or desire short term “bridge” financing.