DSCR LOAN TERM SHEET

I recently had the pleasure of working with Perfecto Capital, and I must say, the experience exceeded all my expectations. Colina, my account manager, went above and beyond to ensure my needs were met. She was exceptionally responsive, knowledgeable, and personable throughout the entire process. Her dedication and expertise made navigating hard money lending a breeze. Perfecto Capital as a whole demonstrated efficiency and reliability, with competitive rates and flexibility. I highly recommend Perfecto Capital, especially with Colina's exceptional service.

From the moment I started working with Alex Russell and his team, it was clear that their dedication to client satisfaction is unparalleled. Their 'bend over backwards' approach isn't just talk; they truly walk the walk, offering personalized, empathetic service that makes you feel valued and understood. As a team, they emphasize long-term relationships, and it shows in every interaction. Their commitment to excellence is evident, and it's why I'm more than happy to leave a 5-star review. Keep up the fantastic work, Alex and team – your efforts don't just meet the mark; they set it. ~Zac

This lending company and the team there is incredible. Whether you are a new or seasoned investor you will benefit greatly from partnering with Perfecto Capital. These guys deal in factual information and do not make promises they cannot honor. They have been able to close every deal I sent them so far including multiple flips and ground up construction with no stress like you experience with many other lenders. The team there is extremely friendly and they always answer the phone after hours. Carmen has been incredible as my direct point of contact and as my processor and always makes sure to followup and remind me of anything they need from me to stay on track and always goes the extra mile to make sure closings happen on time. Alex has been awesome as a closer and has coordinated all of my insurance quotes and handled all of the title company communications so that all I have to do is show up and sign on the day of closing. If you are looking for a company who you can grow your investment business with long term and always rely on, then Perfecto Capital is the best option by far. I say this after having experience with numerous other lenders around the county. Additionally, I have had numerous interactions with the founding partners / managers and they are actively involved in the business and ensure their clients are happy and taken care of. The draw process us also super smooth and they pay on time without overanalyzing every detail. This is critical, since capital management and cashflow is important for any successful real estate investor.

Perfecto Capital worked with me on my first investment reno project and Carmen Carrazana and Alex Russell were very helpful and efficient in providing solutions for me to close this project. They took the necessary time to explain my options and they helped me select the best financial approach for my project. Thank you guys.

Lukas Samuels of Perfecto Capital is top notch! He is committed to excellence, professional and genuine. If you need a hard money loan for real estate or you are interested in reliable investment opportunities, I highly recommend Perfecto Capital.