OUR HARD MONEY LOAN PROGRAMS
HARD MONEY LOAN PROGRAMS
Our hard money loan programs are structured to meet your needs, regardless of what type of investor loan you’re looking for.
Perfecto Capital offers a wide variety of uniquely-tailored private loans for real estate investors. Our full offering includes; transactional funding for wholesale double closings, short-term funding for fix n flips, long-term funding for income-producing rental properties, cash-out funding and construction loans.
In addition, we offer Proof of Funds letters for real estate investors looking to purchase a property without having the required capital. Through partnerships, our portfolio of hard money services also includes various insurance options such as property and casualty insurance and life insurance. Our goal is simple; to offer the best financing solutions and exceptional service while providing investors the ability to quickly and effectively capitalize on real estate opportunities.
FIX N FLIP
SHORT-TERM FUNDING
For the investor who wants to purchase and renovate an investment property in order to sell it.
Loan to Value: 70%
Term Length: 3 - 12 Months
WHOLESALE
TRANSACTIONAL FUNDING
For the wholesaler in need of capital in order to facilitate a double closing.
Loan to After-Repair Value: 70%
Term Length: 1 - 30 Days
RENTAL
LONG-TERM FUNDING
For the investor looking to purchase and hold a multifamily, income-producing property comprised of 2 units or more for a length of 12 months or longer.
Loan to Value: 70%
Term Length: 6 - 24 Months
CASH OUT
CASH-OUT FUNDING
For the investor who owns an investment property free-and-clear and desires to leverage that property for any reason.
Loan to Value: 50%
Term Length: 6 - 24 Months
CONSTRUCTION
CONSTRUCTION FUNDING
For the investor who owns an investment property or fully platted lot free-and-clear and is in need of capital for construction.
Loan to After-Repair Value: 70%
Term Length: 6 - 18 Months
INSURANCE
PROPERTY INSURANCE
Perfecto Capital has a network of partners including Insurance companies, providing extremely competitive rates for all insurance, including; property, renters, hazard, auto and more.
LIFE INSURANCE
Perfecto Capital has a network of partners including Life Insurance companies allowing for some of the most competitive long term, low rate, non-recourse loans available.
READY TO APPLY?
Our online application process is simple and easy to complete. You’ll be guided through the process step-by-step, and document tracking is a breeze.
HIGHEST STANDARD OF SERVICE
SIMPLICITY AT IT’S BEST
SIMPLICITY AT
IT’S BEST
You find the deals and
we’ll fund them!
You find the deals and we’ll fund them!
