Privacy Policy

This Privacy Policy applies to your use of the Perfecto Capital. (“Company”, “we”, or “us”) website, currently located at www.perfectocapital.com (“Site”).

We only grant access to your nonpublic personal information to employees and service providers with direct correlation to offering you products and/or services Our code of conduct requires that your information remain confidential regardless of your customer status. In addition, we maintain physical and procedural safeguards that comply with federal standards to guard this personal information.

By accessing and using our Site, you agree to be bound by our Privacy Policy and Terms of Use. If you do not agree with any part of this Privacy Policy, please do not use this Site. Capitalized terms not defined herein have the meanings ascribed to them in the Terms of Use.

Collection And -- Use

In order to sign up as an Investor or Borrower, we may need to collect some personal and business-related information about you. We may collect this information for a number of reasons including, but not limited to; providing relevant information and services to you, opening up an account with us, responding to your requests, or matching specific tools to your needs. When signing up, you will need to provide information about yourself, such as your name, email address, phone number and other business-related information. We may also offer you now or in the future the ability to complete transactions on our Site. In order to complete these transactions, we may need to collect additional information from you, such as your billing address and financial account information. By providing your personal and business-related information to us, you understand and agree that you have no right to remove the data from the Site.

Sharing

Our policy is to not share your personal, business or other information with any third parties except as set forth in this Privacy Policy. We may share your information with third parties if you have consented to such sharing. We may share Borrower Information with other investor groups, investors and funds in the normal course of facilitating deal sharing opportunities that Company, in its sole discretion, deems appropriate. We may share your information with third party service providers who perform services on our behalf, for example, to handle the processing of payments for transactions completed on our Site. We may share your information with third parties as part of a merger, acquisition, or sale of the Company and/or its assets, as well as in the event of insolvency, bankruptcy, or receivership, in which personal information would be transferred as an assets of the Company. We may also share your information if required to do so by law or legal process, to enforce this Privacy Policy and our Terms of Use, to assist in a regulatory or law enforcement investigation, or to protect the rights, property or safety of the Company, our employees, Borrowers, Investors, or the public generally.

Please note that our Site may offer forums or discussion boards. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. We are not responsible for how others might use that information.

Cookies And Web Technologies

Our Site uses cookies and other web technologies. A cookie is a small text file that is stored on your computer or device by a website’s server. When you visit our Site, we may use cookies to collect non-personal information about your device or about your activity on our Site. We may use this information to improve our Site, to remember your user preferences, such as your continued level of interest in receiving information about a particular Borrower or business, or to remember your log in credentials if you navigate away from our Site. Most browsers have options that allow you to choose which cookies may be placed on your device and to delete or disable cookies. Please note though that setting a browser to reject cookies may limit your experience on our Site.

Third Party Websites And Social Networks

Our Site may link to websites that are not under our control. For example, we may provide links to Borrower companies or other groups, investors, and funds. We may also provide links to social networks, such as LinkedIn, Facebook and Twitter. We are not responsible for the privacy practices at these third-party websites or their use of your information. As such, we recommend that you review the privacy policies for these and all other third party websites.

You may also be able to log in to our Site through other websites, such as LinkedIn, Facebook or Twitter. These websites may provide you the option to share certain personal information with us such as your name and email address. We may use this information to pre-populate your profile on our Site.

Security

Our Site uses reasonable security procedures to protect your information. However, no data over the Internet can ever be guaranteed to be 100% secure.  Consequently, we cannot ensure or warrant the security of your information and you understand that any information that you transfer or transmit to us is done at your own risk.

Elgibility Of -- Use

Our Site is intended for use by individuals aged 18 and over, and is, therefore, not directed to anyone under the age of 18.  We do not knowingly collect personal information from children under the age of 18. If you are under the age of 18, please refrain from the use of our Site and do not provide any personal information to us. Eligibility is available only to professionals that understand economic, financial, and investment risk, and are ultimately willing to bear the consequences of that risk. The value of investments and the income from them can both rise and fall. Past performance is not a guarantee of future performance. Investment offerings on the Site will target real estate investments that vary in size, scope, term, and return profiles, and therefore each individual potential investment may contain different degrees of risk. By using our services, you understand and acknowledge that all of the investments offered are inherently risky, and that you are comfortable with the possibility of losing your entire investment.

Amendments

We reserve the right to change the terms of this Privacy Policy at any time. We display an Effective Date at the top of this policy so that it will be easier for you to know when there has been a change.  If there are material changes to this Privacy Policy, we will notify you by posting a notice on our Site or by other means, such as by sending you an email. We encourage you to review this Privacy Policy whenever you visit our Site.

Limitation Of Liability

Site owner and ALM shall have no liability to you or any other user of such information or to any third party for any loss, expense, or damage, including consequential, incidental, special, or punitive damages and including lost profits or lost revenue, caused directly or indirectly by the use or reliance upon such information, any material downloaded or otherwise obtained through the use of the web sites. Use of site owner and ALM web sites is at your own discretion and risk, and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. If you are dissatisfied with any portion of the ALM web sites, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the web sites.

Idemnity

You will indemnify, defend and hold harmless Site Owner and Perfecto Capital and its officers, directors, employees and agents (each, an “Indemnified Party”) from and against any and all claims, demands, losses, costs, expenses, liabilities and damages of any kind or nature whatsoever (collectively, “Damages”) incurred by any Indemnified Party arising out of, in connection with or resulting from (i) your use of the Web Sites or (ii) your breach of this Agreement.

Governing Law

This Agreement shall be construed and governed by the State of Florida, U.S.A. You hereby consent to the exclusive jurisdiction and venue of courts sitting in Florida in all disputes arising out of or relating to the use of the Web Sites. Use of the Web Sites is unauthorized in any jurisdiction that does not give the effect to all provisions of these terms and conditions, including without limitation this paragraph.

Questions Or Comments

If you have questions or comments about this Privacy Policy, you can contact us by emailing us at: [email protected]

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